Downpayment for condo in Singapore commonly includes twenty five% minimum for bank mortgage buys, with at the very least 5% in cash and twenty% income/CPF; for very first housing mortgage, LTV around seventy five%, Customer’s Stamp Duty applies on tiered fees, More Purchaser’s Stamp Duty differs by profile; typical new start scheduling price 5% dollars, remainder of twenty% upon exercising in alternative period of time, progressive payment by design phases; resale needs Option Price (1% hard cash) then physical exercise (four% cash) and balance; legal charges, valuation, home finance loan obligation, and hearth insurance plan add to upfront expenses; relevant key terms include condo downpayment, LTV restrictions, TDSR 55%, MSR not applicable to non-public, CPF OA use restrictions, bare minimum cash, get more info ABSD remission for married couples, bank fascination costs, lock-in, and pricing sensitivity by district.